Which MF is best for lumpsum investment?
Joseph Russell
Updated on April 25, 2026
5 Best Mutual Funds for Lumpsum Investment for Long Term
| Fund | NAV | 5 Year Return |
|---|---|---|
| Edelweiss Fund | 52.89 | 15.41% |
| BNP Paribas Large-cap Fund | 137.8 | 14.59% |
| Axis Bluechip | 46.07. | 17.89% |
| LIC MF Large Cap Fund | 39.43. | 13.92% |
Hereof, which MF is best for lump sum investment?
- Mirae Asset Emerging Bluechip Fund – Direct.
- Axis Focused 25 Fund – Direct.
- Reliance Large Cap Fund – Direct.
- 5.Kotak Emerging Equity Scheme – Direct.
- Tata Equity P/E Fund – Direct.
- 7.HDFC Small Cap Fund – Direct.
- Aditya Birla Sun Life Tax Relief 96 – Direct.
- SBI Banking & Financial Services Fund.
Secondly, which is the most profitable mutual fund? Top 10 Mutual Funds
- ICICI Prudential Focused Bluechip Equity Fund.
- Aditya Birla Sun Life Small & Midcap Fund.
- Tata Equity PE Fund.
- HDFC Monthly Income Plan – MTP.
- L&T Tax Advantage Fund.
- SBI Nifty Index Fund.
- Kotak Corporate Bond Fund.
- Canara Robeco Gilt PGS.
Also to know is, is it good to invest lumpsum in mutual funds?
You can always invest a lumpsum in debt mutual funds. Mutual fund advisors discourage investors from making lumpsum investments in equity mutual funds, as they believe it is always better to stagger investments in equity funds.
How should I invest my lump sum?
The best way to invest a lump sum amount is in mutual funds. Choose the type of mutual fund depending on your risk appetite. If your risk appetite is high, invest your money in equity funds, or choose hybrid funds based on your risk appetite.
Related Question Answers
Is SIP better or lump sum?
The answer to this question depends on the stock market conditions. During upward trends, the lump sum mode of mutual fund investment tends to give relatively higher returns whereas during falling markets, investments made via a SIP generally provides better returns than a lump sum investment.Which is better lumpsum or SIP?
If an investor has a regular income and is able to save some money, he can choose to invest in SIP. Else if an investor has a large sum of money, he can go for lump sum investment. If the market grows continuously into the future, lump sum investment gives greater returns as compared to SIP.Which is better mutual fund or FD?
A Fixed Deposit offers pre-decided returns which do not change throughout the tenure of investments whereas Mutual Funds offer better returns on long-term investments as they are market-linked. Longer the tenure of investment, better the returns from Mutual Funds.Is it a good time to invest in mutual fund?
There is no right time as such when it comes to investing in mutual funds. You have to invest in mutual funds as and when you feel like. Any day is the best time to invest in mutual funds. Remember, you need to invest as per your financial goals and risk tolerance.How long should I invest in mutual fund?
If you are investing for five to seven years and you have a conservative risk profile, you should stick to large cap mutual funds. If you have a moderate risk prolife and you are looking to invest for five to seven years, you should invest mostly in multi cap mutual funds.Is it better to invest lump sum or monthly?
A Vanguard study actually showed that investing a lump sum outperforms dollar-cost averaging 64% of the time over six months and 92% of the time over 36-months, assuming a 60%/40% portfolio of stocks and bonds.Which is the best one time investment plan?
Here is a look at the top 10 investment avenues Indians look at while saving for their financial goals.- Debt mutual funds.
- National Pension System (NPS)
- Public Provident Fund (PPF)
- Bank fixed deposit (FD)
- Senior Citizens' Saving Scheme (SCSS)
- Pradhan Mantri Vaya Vandana Yojana (PMVVY)
- Real Estate.
- Gold.
What is lumpsum investment?
Definition: A lump sum amount is defined as a single complete sum of money. A lump sum investment is of the entire amount at one go. For example, if an investor is willing to invest the entire amount available with him in a mutual fund, it will refer to as lump sum mutual fund investment.Can I lose money in SIP?
Systematic investment plans are the best way to invest in equity funds because they reduce the risk and average out the investment costs. But this does not mean that SIP investors cannot lose money.Why is SIP not good?
1. When you are near your goal: Remember, that SIPs in equity funds can give you potentially high returns over a long period of time. Long-term investment in equity cancels out any short-term market volatility.Which mutual fund will gives maximum return?
1. Reliance Small Cap Fund. This is a small cap equity oriented mutual fund launched on September 16, 2010. It is a fund with high risk and has given a return of 22.74 % since its launch.Is it a right time to invest?
There's obviously no “right” time. You need to do it every year! Even if you are to invest in equity tax-saving funds (which invest in stock markets), you need to hold it for three years or more. And when your holding period is longer than 5 years, whether stock markets are rising or falling today should not matter.How can I invest 10000 per month?
If you have a fixed timeline and wish to go with a low-risk product, then invest Rs 10000 per month in a low duration debt fund or open a recurring deposit a/c. A low duration debt fund has no exit load and the money can be withdrawn whenever needed. Getty Images You must give some exposure to equity mutual funds.What are the top 5 mutual funds?
Top 5 Fund Families in 2020- Vanguard. Vanguard takes top honors for 2020.
- BlackRock / iShares. BlackRock is best known for its iShares line of ETFs.
- Fidelity. Over the years, Fidelity has been home to many of the best mutual fund managers.
- T. Rowe Price.
- ProShares. If you are looking for leverage, ProShares provides a variety of ETFs.
Which SIP is best for 5 years?
Best SIP plans for 5 year investment| Fund Name | 3-Year SIP Returns (%) | 5-Year SIP Returns (%) |
|---|---|---|
| Kotak Emerging Equities Fund (Regular) | 6.54% | 9.73% |
| INVESCO India Financial Services Fund (Regular) | 14.61% | 16.03% |
| SBI Focused Equity Fund (Regular) | 12.40% | 12.94% |
| Franklin Build India Fund (Regular) | 4.66% | 8.07% |
What is Blue Chip Fund?
A Blue chip fund is a term used to indicate well-established and financially sound companies. Blue chip funds invest in stocks of those companies that have a credible track record with sound financials along with regular dividend payments and profitability over the years.Which mutual fund is best for beginners?
Best Mutual Funds for Beginners| Fund Name | Fund Category | 1Y Return (in %) |
|---|---|---|
| Axis Long Term Equity Fund | ELSS | -4.96 |
| Mirae Asset Large Cap Fund | Equity, Large-Cap | -15.16 |
| SBI Bluechip Fund | Equity, Large-Cap | -15.18 |
| Axis Focused 25 Fund | Equity, Multi-Cap | -6.23 |
What is Axis Bluechip fund growth?
The Scheme is an open-ended equity scheme predominantly investing in large cap stock. The investment objective of the Scheme is to achieve long term capital appreciation by investing in a diversified portfolio predominantly consisting of equity and equity related securities of Large Cap companies including derivatives.How profitable are mutual funds?
Over the long run, money market mutual funds have generally averaged between 3% and 4% returns annually. Most investors shouldn't see money market mutual funds as vehicles for growth. Bond mutual funds: Middling returns. In order to boost returns, many investors invest in mutual funds that buy bonds.What mutual fund should I invest in right now?
- Fidelity ZERO Large Cap Index (FNILX) The Fidelity ZERO Large Cap Index mutual fund is part of the investment company's foray into mutual funds with no expense ratio, thus its ZERO moniker.
- Vanguard S&P 500 ETF (VOO)
- SPDR S&P 500 ETF Trust (SPY)
- iShares Core S&P 500 ETF (IVV)
- Schwab S&P 500 Index Fund (SWPPX)
